Internet Account

 

Account Product Name
Min. Opening Deposit
Min. Balance to obtain APY*
Interest Rate
APY*
REGULAR SAVINGS
$100.00
$1000.00

0.05%

0.05%

FUTURE SAVINGS
$10.00
$5.00

0.05%

0.05%

MTA INVESTOR ACCOUNT
$1,000
$1,000

0.05%

0.05%

CTB ADVANTAGE NOW
$5,000
$5,000

0.05%

0.05%

PERSONAL INTEREST CHECKING
$1,000
$2,000

0.03%

0.03%

NON-PROFIT NOW ACCOUNT
$1,000
$1,000

0.05%

0.05%

MTA SILVER INVESTOR ACCOUNT
$5,000
$5,000

0.10%

0.10%

SUPER NOW ACCOUNT
$100,000
$100,000

0.10%

0.10%

COMMERCIAL SAVINGS
$1,000
$1,000

0.05%

0.05%

COMMERCIAL MTA
$2,500
$2,500

0.05%

0.05%

IRA/MONEY MARKET ACCOUNT
$100.00
$100.00

0.05%

0.05%

SWEEP INVESTMENT ACCOUNT
$100,000
$100,00

0.10%

0.10%

 

Regular Certificates Of Deposit

 

CD Term
Min. Opening Deposit
Interest Rate
APY*
7-31 Day CD
$500.00
0.01%
0.01%
91 Day CD
$500.00
0.03%
0.03%
6 Month CD
$500.00
0.05%
0.05%
12 Month CD
$500.00
0.15%
0.15%
18 Month CD
$500.00
0.15%
0.15%
24 Month CD
$500.00
0.20%
0.20%
30 Month CD
$500.00
0.20%
0.20%
36 Month CD
$500.00
0.25%
0.25%
48 Month CD
$500.00
0.35%
0.35%
60 Month CD
$500.00
0.40%
0.40%

 

Jumbo Certificates Of Deposit

 

Jumbo CD Term
Min. Opening Deposit
Interest Rate
APY*
14 Day Jumbo CD
$100,000

0.00%

0.00%

30 Day Jumbo CD
$100,000

0.05%

0.05%

60 Day Jumbo CD
$100,000

0.05%

0.05%

90 Day Jumbo CD
$100,000

0.05%

0.05%

6 Month Jumbo CD
$100,000

0.05%

0.05%

12 Month Jumbo CD
$100,000

0.15%

0.15%

24 Month Jumbo CD
$100,000

0.20%

0.20%

36 Month Jumbo CD
$100,000

0.25%

0.25%

48 Month Jumbo CD
$100,000

0.30%

0.30%

60 Month Jumbo CD
$100,000

0.40%

0.40%

 

Rates current as of: 12/08/2014

 

For your convenience, new rate and/or yield information can be obtained by contacting Citizens Trust Bank Customer Service at 678.406.4000. Thank you.

 

*Annual Percentage Yield

Fees could reduce the earnings on the account.

A penalty will be imposed for early withdrawal of certificates of deposit.

The interest rate and annual percentage yield may change after account opens, but not on certificates of deposit through maturity.

Daily Balance - The account of the principal in the account each day.

Average Daily Balance - The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.