Personal Line of Credit (PLC) A credit facility that is generally unsecured and advanced in amounts of $1,500.00 to $4,999.00. This is basically a revolving line of credit to be used for consumer purposes.
Access to money whenever you need it. Give yourself a cash reserve to cover unexpected emergencies. Or give yourself the buying power to get that new car or take that long overdue vacation getaway.
Our personal line of credit puts extra cash as close as your checkbook. Apply today and you can obtain a loan simply by writing a check.
Personal Loan Application
Secured Line of Credit
Citizens Trust Bank offers the security of a pre-approved loan, available when needed. By securing the loan with liquid collateral (Stocks, Savings Certificates, etc.) you can borrow at a relatively low interest rate in amounts from $1,500.00 to $100,000.00.
Do you need a loan for home improvements and repairs, to meet unexpected expenses, for college tuition, to purchase automobiles or boats, or for vacation expenses? Citizens Trust Bank offers consumer loans.
From fixed and variable rate installment loans to lines of credit, we can help you accomplish your goal.
Competitive interest rates
No prepayment penalties
Short terms
Personal Loan Application
Home Equity Loans
If you have owned your home for many years, have a low mortgage balance and plan to borrow soon, we offer Home Equity Loans secured by a first or second mortgage on owner occupied dwellings.
Your equity can be turned into a cash reserve so you can pay unbudgeted bills or take advantage of a bargain price on a major purchase. You can also use your equity to finance a vacation, car, college education, or a big home improvement.
If you decide on a home equity line of credit, at CTB you'll get the money you need plus:
Our Home Equity Line lets you borrow up to 80% of the equity in your home
You can set up automatic payments for your line, directly from your CTB checking account
Home Equity Loan Application 
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