logopersonal finance

Personal Loans

 

Personal Installment Loans
Do you need a loan for home improvements and repairs, to meet unexpected expenses, for college tuition, to purchase automobiles or boats, or for vacation expenses? Citizens Trust Bank offers consumer loans that are usually secured; however we also offer unsecured loans for up to twelve months.
From fixed and variable rate installment loans to lines of credit, we can help you accomplish your goal.

 

  • Competitive interest rates
  • No prepayment penalties
  • Short terms
  •  

    Personal Installment Loans aply
    Personal Line of Credit aply
    Secured Line of Credit aply
    Home Equity Loans aply

     

     

    Login Demo Info
    CashManagement

     

     

     

     

     

     

    sidewalk

     

    Personal Line of Credit (PLC) A credit facility that is generally unsecured and advanced in amounts of $1,500.00 to $4,999.00. This is basically a revolving line of credit to be used for consumer purposes.

    Access to money whenever you need it. Give yourself a cash reserve to cover unexpected emergencies. Or give yourself the buying power to get that new car or take that long overdue vacation getaway.

    Our personal line of credit puts extra cash as close as your checkbook. Apply today and you can obtain a loan simply by writing a check.

    Personal Loan Application

     

    Secured Line of Credit
    Citizens Trust Bank offers the security of a pre-approved loan, available when needed. By securing the loan with liquid collateral (Stocks, Savings Certificates, etc.) you can borrow at a relatively low interest rate in amounts from $1,500.00 to $100,000.00.

     

    Do you need a loan for home improvements and repairs, to meet unexpected expenses, for college tuition, to purchase automobiles or boats, or for vacation expenses? Citizens Trust Bank offers consumer loans.

     

    From fixed and variable rate installment loans to lines of credit, we can help you accomplish your goal.

     

  • Competitive interest rates
  • No prepayment penalties
  • Short terms
  •  

    Personal Loan Application

     

    top

     

    Home Equity Loans
    If you have owned your home for many years, have a low mortgage balance and plan to borrow soon, we offer Home Equity Loans secured by a first or second mortgage on owner occupied dwellings.


    Your equity can be turned into a cash reserve so you can pay unbudgeted bills or take advantage of a bargain price on a major purchase. You can also use your equity to finance a vacation, car, college education, or a big home improvement.

    If you decide on a home equity line of credit, at CTB you'll get the money you need plus:

     

  • Our Home Equity Line lets you borrow up to 80% of the equity in your home
  • You can set up automatic payments for your line, directly from your CTB checking account
  •  

    Home Equity Loan Application apply

     

    top

    Equal Housing LenderMember FDIC