Citizens Trust Bank

Shareholder Information Important notice regarding the availability of proxy materials for the 2010 annual meeting of shareholders to be held on May 25, 2011 the proxy statement for the annual meeting of shareholders, proxy card and 2010 annual report to shareholders are available at www.ctbconnect.com under "Investor Information".	Board of Directors Ray Robinson, Chairman James E. Young, President & CEO	CTB Management James E. Young, President/Chief Executive Officer Cynthia Day, Chief Operating Officer Bunny Stokes, Alabama Division President Samuel J. Cox, Chief Financial Officer Fred Daniels, Jr., Chief Credit Officer
Annual Reports 2010 Annual Report	Press Releases 4/25/11 Citizens Bancshares Corporation Announces 2011 Dividend Payment 3/25/11 Citizens Bancshares Corporation Announces 4thQ 2010 Earnings	Our History Since 1921, Citizens Trust Bank has been a long lasting leader in the financial services industry. The vision of the five founding fathers of the institution continues with a legacy of pride and dedication to the economic empowerment to the people and communities it serves.
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