Checking Account Application  apply

 

CTB Direct Checking

CTB Direct is the perfect solution for those who want to eliminate monthly fees and minimum balance requirements. This checking account solution offers:

 

  • No minimum balance required
  • Direct deposit (required)
  • E-Statements (required)
  • Check images
  • Online Banking
  • ATM and Debit Card
  • Minimum opening deposit $50.00
  • Unlimited transactions


CTB Flat Fee Checking Account

CTB Flat Fee Checking allows you to enjoy unlimited check writing privileges for one flat fee. There are no minimum balance requirements and the monthly maintenance fee is only $10.00.

 

  • Unlimited debits and check writing
  • No minimum balance required
  • Minimum opening deposit of $50.00
  • Monthly maintenance charge of $10.00
  • Check imaging
  • Online Banking
  • Access your account online, by phone or at any of our ATMS at no charge

 

Regular Checking

Citizens Trust Bank offers a convenient checking account that can be opened with an opening deposit of as low as $50.00. With this checking solution, you can enjoy the convenience of check imaging and 24 hour CTB ATM usage.

 

  • Minimum opening deposit of $50.00
  • Minimum daily balance required to avoid monthly charges is $1000.00
  • Monthly maintenance charges of $.30 per check/debit transaction
  • No monthly service charge when qualifying balance is maintained
  • Check imaging
  • Online Banking

Golden Premier Checking

Our Golden Premier Checking account solution is ideal for customers 50 years of age and older.

 

  • Opening deposit of $50.00
  • Check imaging
  • Online Banking
  • Free notary service
  • Free Travelers checks
  • Access your account online, by phone or at any of our ATMs at no charge
  • Unlimited check writing
  • Discounts on Cashiers' Checks
  • Discounts on Safe Deposit Box
  • ATM and Debit Card

 

CTB Advantage NOW Checking Account

Citizens Trust Bank offers an account where you can earn competitive interest as well as enjoy the convenience of an array of other banking services.

 

  • First order of bank stock checks free
  • Minimum daily balance of $7500/minimum balance of $5000 to avoid service charges
  • Add $.30 per check/debit to the $15.00 service charge statement  
  • State how the interest is compounded
  • Free notary
  • Free Traveler’s Checks
  • Discounted cashiers checks
  • Discounted 3x5 Safe Deposit Boxes

Personal Interest Checking Account

Citizens Trust Bank offers an account where you can earn competitive interest as well as take advantage of free 24 hour CTB ATM usage. If you keep a relatively high balance this account is for you.

 

  • Opening deposit of $1,000.00 required
  • Minimum daily balance required to avoid monthly charges is $2,000.00
  • Monthly maintenance charges of $10.00/ .30 cents per check or debit
  • No monthly service charge when qualifying balances are maintained
  • $10 monthly service charge will be applied if minimum balances not maintained. Other restrictions may apply
  • Check imaging
  • Foreign ATM charge $2.00

Collegiate Checking Account

If you are a college student, Citizens Trust Bank offers the ideal account for you! This account has no minimum balance requirements and offers 24 hour access with ATM's and online banking.

 

  • Opening deposit of $25.00
  • No minimum balance required
  • No monthly service charge
  • Check imaging
  • Free Online Banking service
  • E-Statements (required)
  • Free MasterCard Debit Card
  • Unlimited Check Writing
  • Manage your account online, by phone or at any of our ATMs with no charge
  • Free for the 5 years

 

 

    24 hour telephone banking – 888-214-3099

     

    Checking Account Application  apply